Our life is becoming more frequent day by day in touch of Technology. Mobile banking is one of the tremendous touch of technology in banking sector. Though this technology has been populated in developed country earlier, in Bangladesh it was a dream for this opportunity in banking. But through the progress of Digital Bangladesh the dream has come true. The new era of banking in Bangladesh 'Mobile Banking' was inaugurated at 31st March 2011. Bangladesh Bank Governor Atiur Rahman had inaugurated it through deposited 2000Tk. in his Mobile Bank account.
Ten leading bank had started this service to the customer. Among them 'Duch Bangla Bank Ltd.' serves the wide and own structured network at first. DBBL serves this with the help of two mobile operator company named 'Citycell' and 'Banglalink'.
Bank Mobile Account Registration: Registration can be done in any approved agent point. Bank system will give a IVR (Interactive Voice Response) call or USSD prompt menu. Then the subscriber will give a four number PIN code to the answer which will use for transaction.
Documents for registration: Filled KYC Form (given by the approved agent), Photos of the subscriber, National or any eligible ID card.
Mobile Account Number: Your Mobile number will be the account number where a Check digit will be included.
Compatible Mobile set: Any type of mobile set can be used for the service.
Account opening: Only 10/- (ten taka) will be needed for the first installment.
Balance deposit and withdrawal: Money can be deposited in any branch of the bank and approved agent. Then the system will send a confirmation message and the agent will give a receipt. Withdrawing can be done from approved agent bank ATM booth. In this process you will receive a IVR call or USSD prompt menu where you will have to give your PIN code. After successful transaction your will receive money from the agent and receive a confirmation message from the bank system.
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20 comments:
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